Select Quote Type
Immediate Annuity
Single premium product with annuity payments commencing immediately; mortality and interest rate sensitive.
Term Assurance
Pure death benefit contract with level premiums over a fixed term; reserves typically based on net premium method.
Whole of Life
Permanent insurance with death benefit payable at any age; long-term reserving and solvency implications.
Endowment
Combined death and survival benefit; maturity value payable if policyholder survives to term.
Pure Endowment
Survival-contingent benefit; zero death benefit, used in deferred annuity structures or academic mortality studies.
Unit Linked Personal Investment Bond
Lump sum investment bond with life insurance wrapper; flexible access to capital with tax-efficient growth potential.
Unit Linked Regular Savings Plan
Regular premium savings plan with investment fund allocation; systematic wealth building through monthly contributions.